BuddyWorkflowBuddyWorkflow
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BuddyWorkflow vs Wave

Everything Wave does for free, plus your clients.

Wave is a popular free way to keep the books, but it stops at accounting and invoicing — there's no client CRM, no pipeline, and no marketing tracking. BuddyWorkflow keeps your bookkeeping free too, and adds the client side and marketing analytics in the same login.

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What you get
BuddyWorkflow
Wave
Bookkeeping & reports
Yes
Yes
Invoicing
Yes
Yes
Books free forever
Yes
Yes
Client CRM & pipeline
Yes
No
Contracts & e-signatures
Included — no DocuSign
No
Scheduling & booking links
Yes
No
Marketing analytics tracking
Yes
No
Payment fees
Card at cost, zero markup · free ACH
Standard % on cards, 1% on ACH

Free books are just the start

Wave gets you free accounting, and so does BuddyWorkflow — but freelancers and small studios also need to track clients, send contracts, and see which marketing actually pays. Wave leaves all of that to other tools. BuddyWorkflow keeps it in one place.

Payments without the markup

Both charge to take card payments, but BuddyWorkflow passes Stripe's real processing cost straight through with zero markup, and bank transfers (ACH) are free — where Wave adds a percentage on ACH (2026 published rates). Pro removes our fee entirely.

One login instead of a stack

Instead of Wave for books and separate apps for clients, contracts and marketing, you run the whole business from one login — a paid invoice updates your books, your CRM and your marketing return automatically.

Common questions

Is BuddyWorkflow free like Wave?
Yes — bookkeeping and invoicing are free forever, the same as Wave. The difference is BuddyWorkflow also includes a client CRM, contracts and marketing analytics at no cost for the books.
How do payment fees compare to Wave?
Bank transfers are free on BuddyWorkflow, and cards are passed through at Stripe's exact cost with zero markup. Wave charges a percentage on cards and 1% on bank payments (2026 published rates).
Can I move my data from Wave?
Yes. Import your clients and history from a CSV export in a few minutes, and keep your books free forever.

Keep your books free. Add your clients and marketing.

Free forever for your books. We pass Stripe's real processing cost straight through — never marking up the rate the way others keep the spread — and Pro removes our fee entirely.

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© BuddyWorkflow — bookkeeping, CRM and marketing in one place.
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